Calculators

Building, Growing, Protecting your Wealth

Please Note: These calculators cannot be used to predict future performance of any investment and are not guaranteed calculations.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Automotive

Auto Loan - Accelerated Payoff
Auto purchase - Loan versus 0% dealer financing?
How much can I lower my monthly payment with a new auto loan?
How much vehicle can I afford?
Should I lease or purchase an auto?
Should I refinance my auto loan at a lower rate?
Should I upgrade to a more fuel efficient vehicle?
What would my auto payments be?

Business

How many units do I need to sell to break even?
Should I pay or charge monthly, quarterly or annually?
What are my business financial ratios?
What are my new business startup costs?
What are the tax savings of a qualified retirement/cafeteria plan?
What is my total employee compensation package worth?
What is the value of my business?

Cash Flow

Historical inflation - Compare purchasing power
How does inflation impact my standard of living?
How long will my money last with systematic withdrawals?
How much am I spending?
How much do I need for emergencies?
Should I pay down debt or invest my monthly surplus?
Should my spouse enter the work force?
What is my current cash flow?
What is my current net worth?
What is my projected cash flow?
What is my projected net worth?
What is the value of reducing, postponing or foregoing expenses?

College

How much should I be saving for college?
Should I live at home, on campus, or off campus?
What are the advantages of a 529 college savings plan?
What are the advantages of a Coverdell ESA?
What are the payments on a parental (PLUS) loan?
What is the value of a college education?
When should I begin saving for my child's college?
Will I be able to pay back my student loans?

Credit

Do I have too much debt?
How long until my loan is paid off?
How long will it take to pay off my credit card(s)?
Restructuring debts for accelerated payoff
Should I consolidate my personal debt into a new loan?
Should I pay off debt or invest?
What is the balance on my loan?
What is the impact of making extra payments on my debt?
What would my loan payments be?
Which is better: Cash up front or payments over time?

Home and Mortgage

Adjustable rate mortgage calculator
Compare a 'no-cost' vs. traditional mortgage
Compare an interest-only vs. traditional mortgage
Comparing mortgage terms (i.e. 15, 20, 30 year)
How do closing costs impact the interest rate?
How much can I borrow from my home equity (HELOC)?
How much home can I afford?
Mortgage calculator
Should I convert to a bi-weekly payment schedule?
Should I pay discount points for a lower interest rate?
Should I refinance my mortgage?
Should I rent or buy a home?
What are the tax savings generated by my mortgage?
Which is better, fixed or adjustable-rate mortgage?

Insurance

How long will my current life insurance proceeds last?
How much disability income insurance do I need?
How much life insurance do I need?
How much will I earn in my lifetime?
What are my long-term care insurance needs?
What are my needs for burial and final expenses?
What are the chances of becoming disabled?
What are the tax advantages of an annuity?
What is my life expectancy?
What is the future value of an annuity?
Which is better, comprehensive plan or high-deductible plan with HSA?

Investments

Certificate of deposit (CD) laddering strategy
Certificate of deposit (CD) analyzer
Compare taxable vs. tax-free investment return
How do expenses impact mutual fund returns?
How should I allocate my assets?
Share Certificate analyzer
Share Certificate laddering strategy
Taxable vs. tax-advantaged savings?
What is my risk tolerance?
What is the dividend yield on a stock?
What is the long-term impact of increased investment return?
What is the return on my real estate investment?
What is the value of a bond?
What is the value of a call or put option?
What is the value of compound interest?

Paycheck and Benefits

Convert my hourly wage to an equivalent annual salary
Convert my salary to an equivalent hourly wage
What may my 401(k) be worth?
How much will my company bonus net after taxes?
How will payroll adjustments affect my take-home pay?
Should I exercise my 'in-the-money' stock options?
What is the future value of my employee stock options?
What is the impact of increasing my 401(k) contribution?
What is the impact of increasing my 403(b) contribution?
What is the impact of increasing my 457 Plan contribution?
What may my 403(b) Plan be worth?
What may my 457 Plan be worth?

Qualified Plans

Evaluate my company pension payout options
How do I maximize my employer 401(k) match?
How much can I contribute to an IRA?
How much retirement income may my IRA provide?
I'm self-employed, how much can I contribute to a retirement plan?
Net unrealized appreciation (NUA) vs. IRA rollover?
Should I convert to a Roth IRA?
What are my lump sum distribution options?
What are my Stretch IRA distributions?
What is my current year required minimum distribution?
What is my projected required minimum distributions?
What is the impact of borrowing from my retirement plan?
What is the impact of early withdrawal from my 401(k)?
What will my qualified plan(s) be worth at retirement?

Retirement

Are my current retirement savings sufficient?
Compare a Roth 401(k) to a Traditional 401(K)
How does inflation impact my retirement income needs?
How much retirement income may my 401(k) provide?
How much will I need to save for retirement?
How will retirement impact my living expenses?
I'm retired, how long will my savings last?
Required minimum distribution
Should I convert discretionary expenses to savings?
Social security retirement income estimator
When should I begin saving for retirement?

Saving

How much should I save to reach my goal?
Becoming a millionaire
Calculate rate of return
How do taxes and inflation impact my investment return?
How long until my savings reach my goal?
How long will it take to double my savings?
Income generated by a savings plan
Save now vs. save later
What could my current savings grow to?
What is the effective annual yield on my investment?

Taxes

Tax refund estimator
Federal income tax estimator
Capital gains (losses) tax estimator
Compare taxable, tax-deferred, and tax-free investment growth
Estate Tax Planning
How much of my social security benefit may be taxed?
How much self-employment tax will I pay?
Payroll deductions calculator
Should I adjust my payroll withholdings?
Should I itemize or take the standard deduction?
Tax freedom day
What are the tax implications of paying interest?
What is my potential estate tax liability?
What is my tax-equivalent yield?
Will my investment interest be deductible?

 

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